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Making Strides

September 22nd, 2014 at 09:05 pm

I can't wait for September to be over so I can update that end of month balance of debt number. I was so excited to see it last Friday. And we still have money to put towards debt this month! Big Grin

I'm still learning the basics of the budgeting process here. If I go over in one area, I'm removing money from another area to compensate, but I'm not sure if that's how it's supposed to work. So because we went over on gas and television (still month 1 people), I took some of the budget from what we were going to pay the credit cards. Ugh!

Either way, making good strides. I'm just trying not to think about the student loans. I'm not paying those yet, but the interest is compounding DAILY! One thing at a time. CC #2 will be paid off in full in October, so we'll have finished one!

Posted in Budgeting, Credit Cards, Debt, Personal Finance | 4 Comments »

4 Responses to “Making Strides”

  1. Petunia 100 Says:
    September 22nd, 2014 at 09:55 pm 1411422922
    1411422922

    It takes some time to fine tune a budget. You start off with guesses, and then you see how it goes.

    Congrats on your progress so far. It's going to be exciting next month to pay CC #2 in full. Smile

  2. snafu Says:
    September 23rd, 2014 at 04:21 am 1411446095
    1411446095

    Keep up the good work! This is new so note anticipated cost when setting budget but important to add actual sum spent in each category at month's end. When I go over 'anticipated' spend in one category, I usually make it up by cutting back on something I can control like grocery spending, clothes or entertainment.

    I'm delighted CC 2 will be paid in full in October. What a terrific start for you and DH.

  3. Ima saver Says:
    September 23rd, 2014 at 01:12 pm 1411477977
    1411477977

    Just take it one step at a time. You are doing great!

  4. Bright Says:
    September 24th, 2014 at 12:48 am 1411519728
    1411519728

    Your doing great! I cut back on one category if I go over in another too.

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