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Finally Living Within Our Means

September 20th, 2014 at 09:01 am

This month starts a very new era of living for me and my new husband. We sit down and set a budget, and are actually sticking to it! I'm so proud of us. It's stupid, but it's definitely a step in the right direction. And though our debt seems daunting, we're making strides in the right direction.

We're currently working on our credit cards, which is why our student loans will continue to rise. After that, I think I want to start working on the cars, but we'll cross that bridge when we get there. We still have plenty of time before the credit cards are completely paid off.

So I guess for now, we'll call it a work in progress. Just have to keep trucking along.

7 Responses to “Finally Living Within Our Means”

  1. Petunia 100 Says:

    Welcome to SA. Smile

    Congrats on sticking to your budget thus far. That is HUGE.

    Best of luck to you with your goals.

  2. My English Castle Says:

    You can do this! Lots of folks here have paid off huge debt. We'll cheer you on.

  3. Ima saver Says:

    Welcome. I agree, you can do it!!

  4. snafu Says:

    Smart step to set u a budget and give every dollar a 'job.' If you look at a few threads you'll notice we also encourage everyone to create an Emergency Fund, contributing even tiny sums helps you move to your goals. Try Frugal Q&A on 'Forum' for ideas that might help free up sums to add to debt reduction. A lot of it relies on your attitude. Don't allow it to feel like deprivation, if you treat it like a challenge it can be fun to think up new ways to have no cost, low cost entertainment for example.

    My favourite is to think up ways to present leftovers in a new way with a made up name. Try www.cooks.com and add the ingredient to be used up in the 'search' box

  5. creditcardfree Says:

    Welcome to SA!

  6. rob62521 Says:

    Good job on sitting down together and working on finances. That is wonderful and a way to make sure both parties are involved and buy in.

    Welcome to SA!

  7. SlurpeeLove Says:

    Thank you all for your welcome! We are very excited to be making our way on this journey. Smile

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